ADULTING CLASSES

Mominar 055: What Exactly is a Credit Score?

Mominar 055: What Exactly is a Credit Score?

Mominars
If you have ever wondered what exactly is a credit score, then you will find this Mominar helpful. Perhaps you have heard the terms good credit and bad credit, and credit score. But what  does that really mean? In this Mominar I am going to explain it all.  Let’s start with what exactly is a credit score. This is a score that is calculated by how well you pay back loans and bills. The higher the score, the better your credit. That’s good credit. A low score is bad credit. How Do You Find Your Credit Score? One of the easiest ways to find your credit score is through your bank. If you have a bank account, and you can access it online, you simply sign-on, click on the tab…
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HTL 081: How To Communicate with Empathy, with Michael Gerharz

HTL 081: How To Communicate with Empathy, with Michael Gerharz

Podcast
Learning how to communicate with empathy is a skill that can help you be a better communicator. Let me explain. Have you ever gone into a discussion full of purpose and determination only to have it go nowhere because it became a push and pull rather than a give and take? Learning how to communicate better is a challenge for so many people. One of the main reasons it often breaks down is because people want to be right no matter the cost.  When you go into a conversation so sure of your rightness, you are cutting off your ability to communicate with empathy. You are not in the frame of mind to listen to the other’s point of view so you end up going in circles and wasting your…
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HTL 080: How to Do Big Things That Scare You, with Wendy Pitts Reeves

HTL 080: How to Do Big Things That Scare You, with Wendy Pitts Reeves

Podcast
We are talking about fear today, but not about what it is or why it occurs. When it’s there, you know it. Fear really gets in the way of us doing things that we really want to do. It happens to all of us, no matter how old you are. It is part of life, it will come up now and then.  But the only way to get past fear is to move through it.  And having a plan, or a formula, really, is something that will be very helpful for you.  The great thing about a formula is that it can be replicated over and over again and applied to all situations that scare you. When you see that you CAN overcome obstacles, and get to do or have…
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Mominar 054: It is So EASY to Fix a Running Toilet

Mominar 054: It is So EASY to Fix a Running Toilet

Mominars
Your toilet should NOT make any sound after it has been flushed and the tank refilled with water. But sometimes it will continue to RUN. The most obvious sound is that after you flush, the sound of the water filling the tank never stops. Or it will fill and stop. Fill and stop repeatedly. You will hear the sound of water trickling then stopping.  There is also the ghost flush. The toilet will flush itself. Or if you are good at tuning things out, you might just notice rippling water in the bowl. All of these things mean that the flapper valve inside the tank is no longer creating a tight seal and holding the water in. This is the thing that acts like a lid over the drain to…
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HTL 079: Find Clarity and Calm by Following Your Personal North Star, with Cady Macon

HTL 079: Find Clarity and Calm by Following Your Personal North Star, with Cady Macon

Podcast
If you are dragging your feet on something or you don’t know why you can’t figure something out, or you don’t know where to start, it is often caused by dread, lack of knowledge, intimidation, and ultimately fear. It is hard to find your way out of the dark when you have no idea how to find the light. That’s why I am so happy to have Cady Macon on the show today. Cady is a life coach and an intuitive who has created Compass Cards. These are a deck of cards with questions you ask yourself to help you figure out where you are in proximity to the solution to your problem or answer to your question. The framework and process are refreshingly simple yet so powerful. You can…
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HTL 078: The Importance of a Vibrant Inner Circle, with Cara McLauchlan

HTL 078: The Importance of a Vibrant Inner Circle, with Cara McLauchlan

Podcast
We are all on our own journeys, doing things in our own way. But your personal journey doesn’t mean you have to be a lone wolf trying to do it all by yourself.  Today's episode is about the importance of a vibrant inner circle.  My guest is Cara McLauchlan. She is a writer and an encourager (you will find that that is so true). She will tell you, not only how to create your circle, but explain how important these have been in her own life and how allowing these helpers and guides into your life will reflect and remind you of your best self.There is so much help out there for you. You only need to put out the alert, allow help to find you, and let it in.  Don't…
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Story Time 012: Guess How Much I Love You, by Sam McBratney

Story Time 012: Guess How Much I Love You, by Sam McBratney

Story Time
It is the first of the month which means it is time for another bonus episode of the How To Life podcast! Nothing to learn right now...it is storytime! Just a sweet, little story to relax to.  And it is a short one today, but with an important message. The book I am reading is called, Guess How Much I Love You, by Sam McBratney. Maybe you didn’t hear it enough when you were younger, or you haven’t heard it much lately, but you should know how very loved you are.  So, take a pause and let this message sink in. Did you catch last month's story? If not, CLICK HERE. This story and others are in audio form, too. To get that SUBSCRIBE TO THE PODCAST. SUBSCRIBE to the MOMINARS…
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Story Time 011: Bedtime For Frances, by Russell Hoban

Story Time 011: Bedtime For Frances, by Russell Hoban

Story Time
Every month, I downshift on one day from putting out content to help take the fear out of adulting. Nothing to learn right now, all you have to do is just sit back or snuggle up and listen as I read you a story. Remember how fun that was?  This month’s story is Bedtime For Frances. Do you remember this one?  Were you the kid who stalled and did everything to stay up? Do you have any of your own who do this? Take a few minutes now to do nothing but listen to this cute story. Would you like to listen to the audio version of this story? You can by SUBSCRIBING TO THE PODCAST. Why not SUBSCRIBE to the YouTube channel to get more of these great stories…
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Mominar 053: How To START Any Task (and actually get it done)

Mominar 053: How To START Any Task (and actually get it done)

Mominars
How do you START SOMETHING AND GET IT DONE? It can be anything like your homework, cleaning out your closet, paying your bills, having to do some task that you have never done, you know, adulting. It is a common stumbling block and it happens to all of us for many reasons. Whatever your reason, all you need is a system to get started. That feeling of overwhelm or fear you have is mostly because you have not clearly identified the goal. You will find that even though it is often hard to start, it is equally hard to stop once you get going and you see the progress being made. Try this out. It will really help you get things done. The more you follow a system, this one…
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HTL 077: How Writing Can Help You Problem-Solve and Break Through Personal Walls, with Treasa Edmond

HTL 077: How Writing Can Help You Problem-Solve and Break Through Personal Walls, with Treasa Edmond

Podcast
Today’s topic is about how to work through a problem you are having or break through your personal walls by writing. It is sometimes nice to talk to others or seek outside help, but one of the best ways to help yourself is to write it out. Talk to yourself and listen to what you have to say.  Wait! Before you say, I don’t know how to do that, or I don’t like writing, or I am not a good writer, I have an answer to that. Well, my guest today does. Treasa Edmond is a ghostwriter and a writing coach and she is here today to tell you many of the benefits writing can bring to your life.  Even if you are not a wordsmith or a poet, if…
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