Have you heard the phrase START PLANNING FOR YOUR FUTURE? Do you have any idea what that means or how to go about doing that?
Starting out in life is often overwhelming enough without having to think about that.
It seems so far away. Why worry about it?
The good news is that I don’t want you to worry about it. I don’t want you to be stressed in the NOW worrying about the future.
So I want to tell you about an easy way to save money for your future or if you don’t like that word, just have a little savings, that can be set up automatically, very often through your employer.
Many, many companies offer what is called a 401K which is an account that you can open up through your job and put a little money away each pay period or whenever you want. It will get invested for you and over time it will grow.
My guest today is Melissa Neacato a financial coach and she runs her blog called the Travelling Wallet which is all about FINANCIAL INDEPENDENCE AND RETIRING EARLY.
She has great information to share about the ease and benefits of a 401K account.
Don’t worry, this is a very easy-to-follow conversation that will for sure help clear up some of the mystery about this term 401 K and growing your money through investing.
Saving money through a 401K is so easy that you won’t even feel it! But you will be setting yourself up for financial comfort in the future.
Would you like to hear more interviews like this? Please SUBSCRIBE to the PODCAST!
Check out my YouTube channel and SUBSCRIBE to the MOMINARS!
ABOUT MELISSA NEACATO
Melissa is a Speaker, writer, and coach. Her blog, Traveling Wallet, is about helping families say no to the waste and say yes to the value. She wants to help you figure out money so that you feel secure enough to live your adventurous, unique life.
Melissa earned a Mechanical Engineer degree and worked in the aerospace industry as a continuous improvement leader which focuses on improving processes.
As a 33-year-old wife and mother of two. Melissa was the mastermind in planning her family’s debt pay-off plan. Together, her family paid off over 100k in debt in just 3.5 yrs and saved their first 100k by the age of 28. She writes about her goals to reach financial independence by 40.
She thinks financial education is vital to creating the life you want. She has a vision that with more information, college students don’t need to graduate drowning in debt and believes that parents who wish to, can take a year off to spend time with their newborn children.
Melissa enjoys being a minimalist and zero-waster keeping things simple and straightforward. She enjoys rock climbing even though she’s afraid of heights. And she believes in the power of slow, immersive travel and feels that everyone should create a financial position to take mini-retirements.
She shares her ideas and thoughts on her blog www.Travelingwallet.com. and cohosts a podcast with fellow entrepreneurs at Her enterpRISE. She also shares as a Speaker on Personal Finance and Minimalism.
RESOURCES
Do you want a FREE PDF with the 401K and IRA limits for 2021-2022? Click here to get it! How to Life (travelingwallet.com)
Social Media links
Twitter https://twitter.com/travelingwallet
Instagram https://instagram.com/travelingwalletroamer Traveling Wallet
Mr. Money Mustache: Financial Freedom Through Badassity